KS Bank

Building exterior
 

Now Open in Lillington, NC!

Our newest branch is now open! Stop by to meet the team and learn more about KS Bank. 

 

Coming Soon to Roseboro, NC!

KS Bank plans to open its first branch in Sampson County this fall! The full-service branch will bring local, in-person banking back to a community that has been without a bank for 4 years.

 
Electronic Banking Tools

Quick & Easy Budgets

With transactions that are automatically categorized and allocated, budgeting is easier than ever within KS Bank Online & Mobile Banking! Create budgets, track spending, and make adjustments anytime, anywhere. 

Finance Management Tools
 


Business banking solutions

Better Business Banking

Take control of your business finances with a business checking account specifically designed to meet your unique financial needs. Whether you have a small business, larger corporation, or a non-profit organization, we have an account for you.

Explore Your Options
Hello

Welcome to KS Bank.


We offer a broad array of competitive and pro-growth financial services for every stage of life.
We are more than a bank, though; we are your neighbor. And we treasure that.
 
KS Bank Smithfield exterior building with Bauer 5-Star Rating logo
Our Story

KS Bank, Inc.

We are a community bank, established in 1924, focusing our attention on local families and businesses.  We have chosen to be the most extraordinary community bank in our market areas, offering a fully integrated package of financial products and services that meet the needs of consumers and businesses throughout each stage of life.  Our vision is to be recognized as the bank where every customer refers a new customer.

 

Read Our Story

Female business owner handing bag and debit card to female customer while smiling.

Turn transactions into traction.

With our merchant services, your business can run smoother and grow faster by offering your customers more ways to pay. 


Closeup of pen writing on a check.

Don't fall victim to check fraud.

Learn more about what check fraud looks like and how to prevent it by visiting our scam and fraud education page.  

Female team leader speaker to other team members seated at a table. All smiling.

Big benefits for small businesses.

KS Bank's partnership with Triangle Insurance and Benefits helps local businesses offer competitive employee perks at an affordable price.
 

Our Featured Stories

To view more recent news about KS Bank, click here.
KS Bank announced its plan to open its first Sampson County branch in Roseboro, NC. Expected to open in the fall, the full-service branch will bring local, in-person banking back to a community that has been without a bank for nearly 4 years. Read the full story.
KS Bank's new Lillington location expands their presence in the Harnett County region and highlights their commitment to providing the community with their unique brand of community banking services. Read the full story.
KS Bancorp, Inc. has released their financial data for the second quarter of 2026. The company continues to report strong financial results. Read the full report.