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Business Loans

Building a relationship is key to building your business.

Whether it's starting a new business or taking one to the next level, KS Bank believes in developing customized commercial loans that power your business - and our communities. Our loan application process is convenient and easy, but most importantly, it’s personal.

When you choose KS Bank as your commercial lender you can be sure you will get:

Competitive rates and fees
Fast processing and in-house approvals
Responsive and clear answers
Exceptional customer service

Please contact a Commercial Relationship Manager at one of our local branch locations for further information about any of our loans.

To make an online payment for an existing KS Bank loan, please click the button below.

Loan payment portal

Construction

A loan built just for your business. Our construction loans allow you to borrow what you need, when you need it during the building process.

commercial

From real estate to new equipment, we’re ready to get to know you and your business and offer meaningful solutions to help you grow.

business lines of credit

When you need extra cash quickly, a business line or letter of credit can be a convenient, flexible solution.

credit card

Make your business credit card your constant traveling companion and you'll always have instant credit at your fingertips. You'll appreciate the flexibility to handle unexpected needs, from office supplies to business trips, without impacting normal cash flow.

Many people making up shape of church building.

Unique financial solutions for local churches and places of worship.

We take our community-based banking expertise, tie it to our unique solutions, and match it with unparalleled customer service. We focus on the people and the relationships. That's the KS difference.

Local Branch Locations

Construction Loans

Builder Speculative and Pre-Sale Loans
Commercial Builder Loans

Commercial Loans

Equipment Loans
Facilities Loans
Debt Refinancing
Real Estate
- Owner Occupied Properties
- Investment Properties

Business Lines of Credit

Seasonal Cash Needs
Inventory Financing
Receivables Financing

Keep your business spending separate from your personal with our business credit cards.

Employee cards at no extra cost
Transaction Reporting
Credit Line Sharing & Consolidated Statements
Mobile Payments
Email and Text Fraud Alerts
Fraud Monitoring and Zero Fraud Liability
Travel Accident Insurance¹
Personal service from people you know

Choose the option that is best for your business.

Business Rewards Credit Card: Earn unlimited reward points. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel, and more. Visit cRewardsCard.com for details.²
Business Cash Rewards Credit Card: Earn 1% cash back on all net purchases.²
Business Edition Credit Card: No penalty APR and low interest rates.*
Company Rewards Charge Card: Intended for large corporations, non-profits, and municipalities. No annual fee. Pay-in-full account.**

*See the card application's Important Disclosures for current terms, rates, and fees.

**See the card application's Terms and Conditions for current terms, rates, and fees.

¹Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

²To access rewards, your account must be open and in good standing.

This card is issued by TCM Bank, N.A. Subject to credit approval.